What is a marine survey?
Basically, it is a detailed inspection of a boat, hopefully done by a qualified, diligent, intelligent and honest surveyor, for the purpose of determining its current condition and seaworthiness. In particular, to determine if the vessel is safe to use in conditions for which it was designed, and what maintenance and repairs are required, or are likely to be required in the near future.
Most buyers are not experienced enough, or mechanically inclined to a point where they can make an adequate evaluation on their own. Even those who are qualified benefit immensely from a second professional, cold and unbiased opinion.
Why should I get a survey?
The short answer is to stay alive, physically and financially. The open water can be a treacherous place, subject to the whims of weather and lady luck. It is no place for a deficient boat, especially one with an inexperienced owner and an inept crew (read first time boaters). And, as the old saying goes, a bad boat is a hole in the water that you pour money into.
Buying a marine survey is buying peace of mind. It will give a better idea of exactly what you are getting into with your boat purchase, and help you learn what will be necessary to maintain the vessel in the future to keep you and your family safe, and your investment secure.
The longer answer is certain types and makes of boats have recurring problems or requirements. A good surveyor will be familiar with most models and be able to advise you on the long term suitability of your intended purchase and its equipment, particularly in relation to how and where you will be using it.
In addition, it is unlikely you will be able to secure insurance or financing without providing the insurance company or lender with an acceptable survey….. so you might as well make the survey a condition of purchase to begin with.
How should I prepare for a marine survey?
Time and additional expense can be saved by preparing the vessel for inspection and making her more accessible.
Arrange to present a clean, shipshape boat, and have all papers and miscellaneous gear ready. If applicable, you will need to make arrangements with the marina to haul the vessel for bottom inspection and retain a captain for sea trials. Lockers and cabin areas should be cleared of all miscellaneous gear.
The surveyor should never be asked to prepare a boat for inspection. The surveyor may request minor dismantling of interior ceilings, headliners, flooring, etc. in order to gain access to the suspected areas. Random removal and examination of below-the-waterline fasteners on wood boats may be required. Any dismantling and reinstallation of parts should be performed by qualified personnel and is the responsibility of the person ordering the survey.
Written authorization from the owner may be needed to board and/or to remove part of the vessel.
ONCE YOU RETAIN THE SURVEYOR, HE OR SHE WORKS ONLY FOR YOU AND REPORTS TO NO ONE ELSE. THE SURVEYOR IS THERE TO PROTECT YOUR INTERESTS!
*Copied from SAMS website
